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INFORMING INDIANA DRIVERS ON THE PROCESS OF FILING A CLAIM

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INDIANA DRIVERS

When one or more parties refuse to pay their fair portion of the costs associated with an auto accident, the situation can quickly escalate to a complex web of phone calls and legal documents. The process of claiming after an automobile accident in Indiana is quite straightforward.

Your automobile insurance policy has a legal obligation to compensate you enough for the damages you suffered in an accident. You need to notify both your insurance company and the other driver’s insurance company about the accident.

Happily, the procedures for filing a claim after an automobile accident in Indiana are straightforward. When you file a claim, you move closer to getting the money you’re owed. Learn more!

Instances of car crash around the United States and in Indiana INDIANA DRIVERS

The Bureau of Labor Statistics estimates 13 car accidents in the United States every minute. In 2020, an astounding 4.8 million persons were injured in car accidents, and tragically, 42,060 people lost their lives.

In 2021, 914 people died, and 4,684 were seriously injured as a result of car accidents in Indiana. There were 45,677 driving citations issued by police that year.

Although they have the financial wherewithal to do so, large insurance companies aren’t usually keen to pay out claims arising from automobile accidents. Nonetheless, you must report your accident to your insurance company as soon as possible. A successful outcome is more likely if you begin working with your insurance provider as soon as possible.

When is the right time to submit a claim after a car accident INDIANA DRIVERS

There is often a time limit on filing a claim with an insurer. As a rule, you have 30 days to make your decision within this period. The following actions should be taken immediately after a car collision in Indiana.

  • Stop on the side of the road if you can do so safely.
  • Get in touch with the authorities and wait for their arrival.
  • Get the information of the driver at blame by filing a police report.
  • Get the name, badge number, and contact information for the police officer(s) who responded to your accident.
  • Never apologise or accept guilt. Explain the accident to the police as thoroughly as you can without accepting blame.
  • Document the scene of the accident with photographs and/or video.
  • Make sure the names and numbers of any witnesses to the incident are included in the police report.
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