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5 Online Funds Transfer Apps for 2022

5 Online Funds Transfer Apps for 2022
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Online funds transfer technology has completely revolutionized how we send and receive money from friends, family, or someplace else. 

Online fund transfers have become quick and easy with just a few clicks from any internet device. Smartphones have changed mobile banking and online funds transfer into something easily accessible and understandable by anyone. 

While the banks have made money transfer easier and instant, they were initially pretty slow to embrace the internet. This allowed several third parties to develop tools using CRM solutions to make money transfers between people easy and painless. 

Online funds transfer apps are safe, fast, and effortless or people to send or receive money domestically and overseas. However, with an abundance of online funds transfer apps in 2022, selecting the right one for yourself can be tricky. 

To help you make the best choice for your online transfer requirements, we have compiled a list of the 5 best online funds transfer apps in 2022: 


Remitly allows you to send money from 20 countries anywhere in the world. Depending on your location, recipients can have their funds sent to bank accounts, pick-up locations, mobile wallets, or delivered to their homes. 

This funds transfer application stands out from its competitors due to low transfer fees and high delivery speed. In addition, the service does add a margin of between 0.5% to 3.0% above the mid-market exchange rate, depending on the currency pair.


WorldRemit allows you to transfer funds from 60 locations to 130 recipient countries with more than 70 different currencies available.

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The delivery terms are extremely instant: 95% of WorldRemit cash pickup transfers are available to collect within 3 minutes, while 90% of bank transfers with the service are completed the same day. 


doesn’t charge an exchange-rate markup on its transfers. It is easy to use, has low fees, and offers an excellent customer service experience. 

Their website is relatively straightforward to understand by internet users. The homepage has a cost calculator that makes it easy to see fees and rates.

You can use money in your multi-currency account to send to any of the 80 countries available on Wise. More than 50 currencies are supported. The platform has a score of 4.6 out of 5 on Trustpilot.


Venmo is a popular, secure online fund transfer application that you can use anytime to send or receive money. 

One of its best features is that the Venmo app can synchronize with your Facebook account and phone contact. As a result, you can easily select the individual you wish to send or receive the funds from. 

Venmo also has a user-friendly mobile application. Thus, you don’t need to use your laptop or desktop to send or receive funds. 


At the last spot on our list, we have one of the best apps you can use to make payments directly from your bank account. After downloading the application, you can connect to any of your bank accounts. 

One of the most prominent advantages Zelle has over its competitors is that you can even transfer funds without downloading the application. 

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Users can send or receive money with a personal email address or phone number if the recipients have a Zelle account. 

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